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APRIL 2006

Changing, Aging Workforce Demographics, Global Trends Mean New Challenges For Organizations, HR Departments
Slowly, a realization is growing in many companies that significant segments of their employees, including many key workers, are aging
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Global Study Of Workforce Attitudes, Changes Points Out Evolving Workplace Mores, Needs
Retention of key personnel is growing as an issue for organizations and HR departments in particular
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Long Term Care Insurance Evolving As Baby Boomers Turn 65
When long-term health insurance (LTCI) was first made available, the average buyer was in their mid-70s. According to experts, today, the average buyer is 63, while in the employer/employee group market, the average age is 43
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Assessment Programs Can Improve Hiring Success; But They Have Drawbacks That Should Be Considered
Some experts argue that using interviews alone in the selection process will mean that one out of seven hires will ultimately be judged as a successful “fit” for the organization
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Comparison of CDHC, Non-CDHC Users Shows Some Differences; But The Similarities Of Usage, Outlook, Satisfaction Surprises Experts
While consumer directed healthcare offerings (CDHC) are popular with respondents to a nationwide survey, traditional health insurance offerings (non-CDHC) still satisfy the needs of a majority of users
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New Quantitative Tool Helps Agents, Brokers, CPAs Present Five-Year Picture of Healthcare Costs
Cordova Advisors introduces HSA Dashboard™, a first-of-its-kind software application that provides a realistic picture of the value that can be created over time through the use of Health Savings Accounts (HSAs)

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CDH Partnership Offers Combined HSA Services For Brokers, Carriers, TPAs
UMB Healthcare Services, a division of UMB Financial Corporation, has partnered with ConnectYourCare, a leading consumer-directed healthcare (CDH) company, to provide custodial, investment and health payment card services for Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs)
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