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MARCH 2006

First Quarter CDHC (HSAs/HRAs) Results Soar, Will Reach 15.7 Million By Year's End; Americans Retain Bond With Traditional Plans
As the first quarter winds down, the CDHC marketplace in general and HSAs in particular are showing remarkable growth in a transitional year.
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New Quantitative Tool Helps Agents, Brokers, TPAs Present Five-Year Picture Of Healthcare Costs
Often times, it is not the initial cost of a company’s healthcare program but the ongoing premiums over time that sink many firms into a morass of expenses they did not anticipate.
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Employers Taking A More Active Role Encouraging Employee Retirement Planning, Contributions
One in three retirees will run out of money during their retirement and small business owners and employees are twice as likely to fall victim to poor planning or financial vagaries.
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Hispanic, Other Ethnic Groups Growing In Workforce; Having Positive Effect On Product, Service Offerings
As the number of Hispanic and other ethnic groups grows in the workforce, new approaches to management and marketing need to be adopted by small- and medium size companies, particularly in the retail sector.
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Bill Allowing Small Businesses To Purchase Insurance Through Associations Poised For Passage
In a major breakthrough for small business healthcare users, Congress is close to approving a bill permitting nationwide associations to purchase insurance.
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Staffing Groups Turning To Telephone Interviews, Internet To Improve Hiring Process, Reduce Record Keeping
The telephone-screening interview is replacing on-site encounters as part of a general migration towards Internet-based recruiting.
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Two Growing Small Business Trends For Managing Work Force PEOs and Better Preventive Healthcare Programs Need To Be Coordinated
One of the biggest problems facing smaller employers is encouraging employees to maintain their health management programs while either paying higher co-pays or adopting high-deductible healthcare programs such as HSAs.
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Survey Seeks Answers On How Healthcare Insurance Is Purchased, Used
The nation’s preoccupation with healthcare premium costs and plan usage has sparked a rising interest in just how individuals purchase and use their policies.
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Employee Sources Of Healthcare Insurance Information Changing
In a series of surveys, this newsletter has found a growing trend amongst employees to turn to the Internet for help in choosing and using a healthcare program offered by employers.

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As Corporate Healthcare, Retirement Plans Struggle, Portability Of Accounts Gaining In Importance For HSA Users
With the nation’s corporations transitioning from all-encompassing corporate sponsored health and retirement benefits, portability and control are becoming more important for Health Savings Account (HSA) users.
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Metavante Expands Healthcare Payments, Names Division President
Healthcare Payments Division Highlights Three Years of Strategic Planning and Growth.
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